Pre Retirees and Retirees

Pre-retiree couple planning their retirement.

We can help and the services we supply to do this can be found here.

Set out below are examples of what you need to consider when managing your affairs.

Things to consider:

Budgeting, cash flow and debt reduction.

Protecting income in the event of accident or illness to be able to fund their:

  • mortgage
  • bills and cost of living
  • savings for retirement
  • house renovations or a sea change
  • travel and treats
  • lifestyle and entertainment.

Protecting themselves and their families against financial hardship in the event of death, disability or major illness by taking out:

  • Life insurance
  • Total and permanent disablement insurance
  • Trauma insurance.

Building on their investment portfolios and savings plans to work towards:

  • Vacations
  • Tax effective wealth accumulation for retirement
  • Buying a caravan or motor home
  • Updating a car
  • Home renovations
  • Grandchildren’s education
  • Insurance policies for children
  • Estate planning.

SGA Financial Services can assist you with your Personal Insurances, Wealth Creation, Retirement Planning, Debt reduction, Savings and Centrelink. If you would like a complimentary consultation please contact the office on 03 9813 3369 to make an appointment.

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